Cost of Living in Finland (2026)

COL Index: 68.5% of U.S. national average · Updated for 2026

Cost of Living Index

68.5%

vs U.S. average (100%)

Relative Cost

Below Average

Compared to U.S.

Currency

EUR

Salary Data

10 Jobs

Top 10 highest paying

Top 10 Jobs in Finland — COL-Adjusted Salaries

Rank	Job Title	Local Salary	COL-Adjusted (EUR)
1	Surgeons / Doctors	18,755–61,344 EUR/mo	27,379–89,554 EUR/mo
2	Judges	15,759–51,576 EUR/mo	23,006–75,294 EUR/mo
3	Lawyers	12,764–41,808 EUR/mo	18,634–61,034 EUR/mo
4	Bank Managers	12,021–39,333 EUR/mo	17,549–57,421 EUR/mo
5	Chief Executive Officers	11,266–36,859 EUR/mo	16,447–53,809 EUR/mo
6	Chief Financial Officers	10,511–34,384 EUR/mo	15,345–50,195 EUR/mo
7	Orthodontists	10,133–33,212 EUR/mo	14,793–48,485 EUR/mo
8	College Professors	9,013–29,435 EUR/mo	13,158–42,970 EUR/mo
9	Pilots	7,515–24,616 EUR/mo	10,971–35,936 EUR/mo
10	Marketing Directors	6,760–22,141 EUR/mo	9,869–32,322 EUR/mo

* COL-adjusted salary is shown in EUR, restated at the purchasing power implied by the cost of living index for Finland.

Salary vs. Cost of Living by Category in Finland

Category	Avg. Salary (Local)	COL-Adjusted (EUR)	Purchasing Power
AI & Machine Learning	18,052 EUR	26,352 EUR	+46%
Finance & Accounting	17,843 EUR	26,049 EUR	+46%
Business Administration	19,888 EUR	29,033 EUR	+46%
Advertising	15,116 EUR	22,067 EUR	+46%
Architecture	15,336 EUR	22,388 EUR	+46%
Automotive & Car Industry	14,787 EUR	21,586 EUR	+46%
Aviation	18,208 EUR	26,581 EUR	+46%
Banking	21,386 EUR	31,220 EUR	+46%
Construction	14,633 EUR	21,361 EUR	+46%
Counseling	14,575 EUR	21,278 EUR	+46%
Customer Service	11,721 EUR	17,110 EUR	+46%
Education & Teaching	15,306 EUR	22,345 EUR	+46%
Energy	16,632 EUR	24,281 EUR	+46%
Engineering	13,961 EUR	20,381 EUR	+46%
Manufacturing	15,955 EUR	23,292 EUR	+46%
Fitness & Sports	10,613 EUR	15,494 EUR	+46%
Hospitality	15,178 EUR	22,158 EUR	+46%
Healthcare	39,503 EUR	57,668 EUR	+46%
Human Resources	14,749 EUR	21,531 EUR	+46%
Import & Export	11,459 EUR	16,727 EUR	+46%
Insurance	16,593 EUR	24,224 EUR	+46%
Information Technology	15,030 EUR	21,942 EUR	+46%
Law & Legal Services	23,287 EUR	33,996 EUR	+46%
Marketing	16,359 EUR	23,881 EUR	+46%
Pharmaceutical & Biotechnology	21,073 EUR	30,764 EUR	+46%
Public Relations	13,701 EUR	20,002 EUR	+46%
Procurement	15,133 EUR	22,092 EUR	+46%
Quality Control	13,285 EUR	19,394 EUR	+46%
Real Estate	17,596 EUR	25,687 EUR	+46%
Sales	17,830 EUR	26,030 EUR	+46%
Telecommunications	13,261 EUR	19,360 EUR	+46%

Cost of Living in Finland — Overview

The cost of living in Finland is 68.5% of the U.S. national average. This makes Finland a more affordable destination compared to the United States. Your salary goes further here, especially for housing, food, and services.

Purchasing Power in Finland

A salary with the purchasing power of the U.S. national average works out at approximately 134,306 EUR in Finland for the same standard of living. This means your money goes further in Finland, making it an attractive destination for remote workers and expats.

Cost of Living Categories in Finland

Housing

Housing in countries with a cost index of 68.5% tends to be the largest expense, often consuming 30-40% of income. Rent, utilities, and property costs vary significantly between urban and rural areas.

Food

Groceries and dining out in countries at 68.5% COL can vary widely. Local markets offer lower prices while imported goods cost more. Cooking at home is generally more affordable.

Transportation

Public transit and fuel costs in a 68.5% COL country. Many countries have efficient public transportation systems that reduce the need for personal vehicles.

Healthcare

Healthcare costs and insurance in 68.5% COL countries. Some countries have universal healthcare systems that significantly reduce out-of-pocket expenses.

Education

Education and childcare costs vary greatly with COL index. Public education is often subsidized while international schools charge premium fees.

Utilities

Electricity, water, internet, and other essential services. Weather patterns affect utility usage and costs significantly.

Clothing

Apparel costs in 68.5% COL environments. Imported brands cost more while local clothing is generally affordable.

Entertainment

Leisure activities and entertainment expenses. Costs for cinema, dining, and recreational activities scale with the overall COL index.

Salary Overview — Top 10 Jobs

Monthly salary in EUR · singhyogendra.com.np

Surgeons / Doctors18,755 – 61,34440,050 EUR
Judges15,759 – 51,57633,668 EUR
Lawyers12,764 – 41,80827,286 EUR
Bank Managers12,021 – 39,33325,677 EUR
Chief Executive Officers11,266 – 36,85924,063 EUR
Chief Financial Officers10,511 – 34,38422,448 EUR
Orthodontists10,133 – 33,21221,673 EUR
College Professors9,013 – 29,43519,224 EUR
Pilots7,515 – 24,61616,066 EUR
Marketing Directors6,760 – 22,14114,451 EUR

singhyogendra.com.np

Top Paying Jobs in Finland

See the full list of highest paying careers and salaries in Finland.

Best Paying Jobs in Finland

Take-Home Pay in Finland

Estimate your after-tax salary and see how much you keep after deductions in Finland.

Take-Home Pay in Finland

Frequently Asked Questions

What is the cost of living in Finland?

The cost of living in Finland is 68.5% of the U.S. national average. This means it is less expensive than living in the average U.S. city.

How is the cost of living in Finland calculated?

The cost of living index is based on prices for housing, food, transportation, healthcare, and other goods and services compared to the U.S. national average of 100.

What salary do I need to live comfortably in Finland?

Salaries in Finland should be adjusted by the cost of living index to keep the same purchasing power. A salary equivalent to the U.S. national average corresponds to roughly 134,306 EUR in Finland.