Average Salary in Ghana 2026
Currency: GHS · Updated for 2026
How much money does a person working in Ghana make?
Average Monthly Salary
3,422 GHS
( 41,064 GHS yearly )
~ 236 USD per month ( 2,832 USD yearly )
LOW
856 GHS
59 USD
AVERAGE
3,422 GHS
236 USD
HIGH
11,977 GHS
826 USD
A person working in Ghana typically earns around 3,422 GHS per month. Salaries range from 856 GHS (lowest average) to 11,977 GHS (highest average, actual maximum salary is higher).
This is the average monthly salary including housing, transport, and other benefits. Salaries vary drastically between different careers. If you are interested in the salary of a particular job, see below for salaries for specific job titles.
Distribution of Salaries in Ghana
Median and salary distribution monthly Ghana
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What is the difference between the median and the average salary?
Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people are earning more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated.
The median (3,016 GHS) represents the middle salary value — 50% earn more and 50% earn less. The average (3,422 GHS) is the sum of all salaries divided by the number of workers, and can be skewed by extremely high or low salaries.
Salary Comparison by Years of Experience
How does a person's salary progress over time?
- 0–2 Years (Entry Level)20,532 GHS
- 2–5 Years (Junior)26,695 GHS
- 5–10 Years (Mid-Career)34,902 GHS
- 10–15 Years (Experienced)41,064 GHS
- 15+ Years (Senior)49,271 GHS
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The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher the wage.
Generally speaking, employees having experience from two to five years earn on average +30% more than freshers and juniors across all industries and disciplines.
Professionals with experience of more than five years tend to earn on average +31% more than those with five years or less of work experience.
As you hit the ten years mark, the salary increases by +18% and an additional +20% for those who have crossed the 15 years mark.
“On average, a person's salary doubles their starting salary by the time they cross the 10 years experience mark.”
Salary Comparison By Education
How does the education level affect your salary?
- High School24,636 GHS
- Certificate28,739 GHS
- Associate32,857 GHS
- Bachelor's41,064 GHS
- Master's49,271 GHS
- PhD57,493 GHS
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High School → Certificate
+17%
Certificate → Bachelor's
+43%
Bachelor's → Master's
+20%
Master's → PhD
+17%
It is well known that higher education equals a bigger salary, but how much more money can a degree add to your income? We compared the salaries of professionals at the same level but with different college degrees levels across many jobs, below are our findings.
Workers with a certificate or diploma earn on average +17% more than their peers who only reached the high school level.
Employees who earned a Bachelor's Degree earn +43% more than those who only managed to attain a certificate or diploma.
Professionals who attained a Master's Degree are awarded salaries that are +20% more than those with a Bachelor's Degree.
Finally, PhD holders earn +17% more than Master's Degree holders on average.
Salary Comparison By Gender
Salary comparison by gender monthly Ghana
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Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? Male employees in Ghana earn 10% more than their female counterparts on average across all sectors.
Average Annual Salary Increment Percentage in Ghana
How much are annual salary increments? How often do employees get salary raises?
8%
Average Raise
13 months
Review Frequency
5%
Annualized Increase
Employees in Ghana are likely to observe a salary increase of approximately 8% every 13 months.
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 ÷ Increase Frequency
The average salary increase in one year (12 months) in Ghana is 5%.
Bonus and Incentive Rates in Ghana
How much and how often are bonuses being awarded?
55%
Received Bonus
45%
No Bonus
55% of surveyed staff in Ghana reported receiving at least one form of monetary bonus.
Average Bonus Rate
8%
of annual salary
Types of Bonuses Considered:
• Individual Performance-Based Bonuses
• Company Performance Bonuses
• Goal-Based Bonuses
• Holiday / End of Year Bonuses
Top 5 Highest Paying Industries
Annual average salaries
- Legal55,434 GHS
- Aviation53,389 GHS
- Information Technology53,389 GHS
- Banking51,330 GHS
- Pharmaceuticals51,330 GHS
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Salaries for Popular Jobs
Sample job titles and their average salaries
| Job Title | Annual Salary | Monthly Salary |
|---|---|---|
| Surgeon | 102,660 GHS | 8,555 GHS |
| Pilot | 82,128 GHS | 6,844 GHS |
| Software Developer | 73,921 GHS | 6,163 GHS |
| Data Scientist | 69,803 GHS | 5,815 GHS |
| Financial Manager | 65,700 GHS | 5,481 GHS |
| Database Administrator | 61,596 GHS | 5,133 GHS |
| Engineer | 57,493 GHS | 4,785 GHS |
| Marketing Manager | 53,389 GHS | 4,452 GHS |
| Project Manager | 51,330 GHS | 4,278 GHS |
| Accountant | 45,168 GHS | 3,770 GHS |
| Hotel Manager | 41,064 GHS | 3,422 GHS |
| Nurse | 36,961 GHS | 3,074 GHS |
| Graphic Designer | 34,902 GHS | 2,915 GHS |
| Chef | 30,798 GHS | 2,567 GHS |
| Teacher | 28,739 GHS | 2,393 GHS |
Salary Comparison By City
Average annual salaries by city
| City | Average Salary |
|---|---|
| Accra | 47,227 GHS |
| Kumasi | 43,123 GHS |
| Sekondi-Takoradi | 43,123 GHS |
Government vs Private Sector Salary Comparison
Where can you get paid more?
3,248 GHS
Private Sector
3,596 GHS
Public Sector
+11%
Public sector employees in Ghana earn 11% more than their private sector counterparts on average across all sectors.
Average Hourly Wage in Ghana
15 GHS
per hour
The average hourly wage (pay per hour) in Ghana is 15 GHS. This means that the average person in Ghana earns approximately 15 GHS for every worked hour. Hourly Wage = Annual Salary ÷ (52 × 5 × 8)
Cost of Living in Ghana
Estimated monthly expenses
Rent
319 GHS
/month
Food
102 GHS
/month
Transport
44 GHS
/month
Utilities
58 GHS
/month
Compare Your Salary
See how your salary compares with the average in Ghana and explore top-paying jobs.